Effective 5/1/2026

KTCCU Fee List

Per Item Fee:
Incoming Wire	Free
Credit Union to Credit Union Wire	$2.00
Check Copy	$2.00
Official Check	$2.00
Statement Copy	$2.00
Overdraft Transfer	$2.00
Dormant Account (No activity after 365 days, balance of $100 or less)	$5.00
Invalid Address	$5.00
Debit Card Convenience Fee	$10.00
ATM/Debit Card Replacement	$10.00
Check Sent to Collections	$10.00
Early Account Closing (If closed within the first 6 months)	$20.00
IRA Transfer	$20.00
Garnishment Processing	$25.00
Account Research ($25.00 per hour, one hour minimum charge)	$25.00
Stop Payment	$25.00
ACH / Check / NSF Returned Item*	$30.00
Deposited Item Returned	$30.00
Courtesy Pay	$30.00

* As a courtesy, fee will not be assessed until negative balance of $10 or more is reached.

KTCCU Safe Deposit Box Fee List

Per Item Fee:
3x5 - Annual Fee	$10.00
5x5 - Annual Fee	$15.00
3x10 - Annual Fee	$20.00
5x10 - Annual Fee	$30.00
10x10 - Annual Fee	$45.00
Safe Deposit Box Replacement Key Fee	$20.00
Safe Deposit Box Drilling Fee (cost passed to member)	Variable