Rates
Effective as of: 1/1/2020
| New and Used Vehicle Loans | Rates as low as 3.54%*Annual Percentage Rate |
| Recreational Vehicle Loans | Rates as low as 6.5%*APR |
| Other Consumer Loans | Rates as low as 8.50%**APR |
| Unsecured Term Loans | Rates as low as 10.25%**APR |
| Home Equity Line of Credit | Rates as low as 6.25***APR |
| Health Care Financing | Rates as low as 6.75% ** APR |
| * Rates depends on your credit qualifications and the vehicle mileage | |
| ** Rates depends on your credit qualifications | |
| ***Rates depends on your credit qualifications and the amount of equity borrowed. This is a variable rate loan and the maximum rate could be 18% | |
| A .25% rate reduction, if electronic payment from a KTCCU checking or savings account, is reflected in the quoted vehicle rate | |
| Mortgage Loans Purchase or Refinance | |
| 10 yr Mortgage | 3.508 Annual Percentage Rate |
| 15 yr Mortgage | 3.437% APR |
| 20 yr Mortgage | 3.718% APR |
| 30 yr Mortgage | 4.00% APR |
| Mortgage rates change daily, check with our mortgage loan officer for the most current rate. | |