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    KTCCU will be leaving the Tranfund surcharge free network on May 1, 2019. We will replace the network with the MoneyPass network. This will result in different locations of the surcharge free ATMs. MoneyPass has 32,000 surcharge free ATMs located nationwide and in Puerto Rico. A list of some of the local MoneyPass location will be included with the April quarterly newsletter and list on our website.

    You can also find MoneyPass ATM locations at or down load the MoneyPass locator app on Google Play or the Apple Store.

    Image result for moneypass logo


    Coming in April, 2019, KTCCU will be converting our Visa Debit Cards to MasterCard. During the last week of April, new MasterCards will be mailed to current Visa Debit Card holders. On May 1, the Visa Debit Cards will be deactivated and the new MasterCards will be activated.

    Due to the conversion, no new or replacement Visa Debit Cards can be ordered after April 3rd.

    Some of the benefits of the MasterCard Debit Card are:

    • Extended Warranty - Doubles the original manufacturer's or store brand warranty for up to one year when you pay with your MasterCard Debit Card.
    • Price Protection - Should you find a lower price for a new item within 60 days from the date of purchase with your MasterCard Debit Card, you may be reimbursed for the price difference.
    • Purchase Assurance - Provides coverage for most items you purchase with your MasterCard Debit Card if the item is damaged or stolen within 90 days of the purchase date.
    • Satisfaction Guarantee - If you become dissatisfied with a product purchased the MasterCard within 60 day of the purchase, and the store will not accept a return, you may be eligible for a refund for the cost of the product up to $250.



    You can apply for a home loan online. Just click the MMS - Member Mortgage link on our home page. Once the mortgage web site is accessed, select The Mortgage Process, for information regarding the application process. Then if you are ready to apply, click Apply under Ready to Start. Complete the application when it's convenient for you. After you submit the application, a credit union officer will contact you.


    Open a Home Equity Line of Credit in January and all the closing costs* will be waived. Use the equity built up in your home to make home improvements, consolidate bill, pay for family education, or any other purpose. Borrow up to 90% of your home's equity. Contact a Member Service Officer at any of our branches to apply. 

    *Waived closing cost apply to Home Equity Lines of Credit of $50,000 or less. 

  • Holiday Hours

    The credit union will closed on the following day

    • Monday, Presidents Day, February 18th

    Virtual Branch at, Phone Access at 1-866-569-3941, and the surcharge free ATM network will still be available for your transactions.

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