Loan Related Services
Electronic Loan Payments
Credit union loan payments can be electronically transferred from your credit union saving or checking on the due date. The credit union can also initiate electronic withdrawals from other financial institutions, to make credit union loan payments.
MEMBER’S CHOICE ™ Guaranteed Asset Protection (GAP)**
GAP can help your members prepare for the unexpected. If your member’s vehicle is stolen or totaled in an accident, GAP is designed to help cancel the difference between the primary insurance settlement and what your member may still owe on the protected vehicle loan. In addition, with GAP Plus, if you finance your replacement vehicle with us within 60 days of settlement, we will cancel $1,000 on your auto loan. Contact your loan officer for a rate quote.
*Your purchase of MEMBER’S CHOICE® Credit Life and Credit Disability Insurance, underwritten by CMFG Life Insurance Company, or MEMBER’S CHOICE™ Guaranteed Asset Protection (GAP) is optional and will not affect your application for credit or the terms of any credit agreement required to obtain a loan. Certain eligibility requirements, conditions, and exclusions may apply. Please contact your loan representative, or refer to the Group Policy for a full explanation of the terms for credit insurance. You will receive the contract before you are required to pay for GAP. You should carefully read the contract for a full explanation of the terms. If you choose GAP, adding the GAP fee to your loan amount will increase the cost of GAP. You may cancel GAP at any time. If you cancel GAP within 90 days you will receive a full refund of any fee paid. CDCL, GAP-1541306.1-0716-0818
Auto Smart is a service to assist you in the process of purchasing a vehicle. Click here to access this Auto-Buying Tool.
Vehicles For Sale
The credit union occasionally has repossessed vehicles for sale. Click the Button to see the current list of vehicles KTCCU has for sale.
Apply for a Loan
Click the icon to apply for a loan. A loan officer will contact you within 24 hours to discuss your loan request.Apply Online